Secure Fintech Infrastructure & Payment Solutions

Bank-grade technologies designed to meet the highest security, regulatory and performance requirements of the global payments industry.

PCI DSS, Visa & Mastercard Compliance

Full compliance with PCI DSS standards and payment scheme requirements, ensuring the highest level of data protection and transaction security.

Bank & EMI Software Development

Development of software solutions for banks, EMI and payment institutions, including core processing platforms and APIs.

Processing, Routing & Anti-Fraud

High-performance processing infrastructure with advanced anti-fraud systems, smart routing and cascading payment flows.

White-Label PSP Solutions

White-label payment solutions for businesses looking to launch their own payment company with full compliance and scalability.

FinStruct Technologies Ltd

Technology partner for payments, processing and compliance

FinStruct Technologies Ltd is a fintech technology company providing secure and scalable payment infrastructure for banks, EMI and payment institutions. We specialize in the development of processing platforms, PSP solutions and compliant payment systems built to meet regulatory and industry standards.

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Fintech Engineering Expertise


Our team brings hands-on experience in building bank-grade software, payment gateways, processing systems and API-driven platforms.


Security & Regulatory Focus


We design solutions in line with PCI DSS requirements and payment scheme standards, ensuring data protection, security and operational resilience.


Our Vision


To enable financial institutions and fintech companies to launch, scale and operate payment services using reliable, compliant and high-performance technology.


How We Build Payment Infrastructure

From regulatory requirements to production-ready payment systems — our approach ensures security, compliance and performance at every stage.

Requirements & Compliance Analysis

We analyze business, regulatory and payment scheme requirements, including PCI DSS scope, Visa and Mastercard rules, and EMI compliance frameworks.

Architecture & Processing Design

We design scalable payment architectures, including processing platforms, routing and cascading logic, anti-fraud layers and high-availability infrastructure.

Deployment, Testing & Go-Live

We deliver production-ready systems with API integration, security testing and operational readiness, enabling fast onboarding and reliable go-live.

Compliance & Secure
Payment Infrastructure

FinStruct Technologies Ltd provides modular payment infrastructure for banks, EMI and fintech companies operating in regulated environments. We design and develop secure, scalable and compliant software solutions covering card processing, payouts, banking and white-label PSP platforms. Our infrastructure is built in accordance with PCI DSS standards, Visa and Mastercard scheme requirements, as well as regulatory expectations applicable to financial institutions and electronic money providers.

We focus on building production-ready payment systems with a strong emphasis on data protection, transaction security and operational resilience. Our solutions include core processing software, secure processing environments, advanced anti-fraud infrastructure and intelligent transaction routing and cascading, ensuring high availability and optimal payment performance across multiple payment rails. By combining regulatory compliance, robust security controls and high-performance system architecture, we enable our clients to launch, operate and scale payment services that meet the expectations of global payment schemes, regulators and end users.

Payment Gateway

Secure and scalable gateway technology supporting card and alternative payment methods with API-first integration.

Card Processing

Visa and Mastercard processing infrastructure covering authorization, clearing and settlement workflows across the full transaction lifecycle.

Payouts & Disbursements

Instant and scheduled payout technology enabling automated fund distribution across multiple rails and currencies.

White-Label PSP

White-label payment platform technology for launching branded PSP or acquiring services with flexible branding and operational control.

Payment Accounts & IBANs

Virtual accounts, personalized IBANs and transaction monitoring for regulated financial institutions.

Open Banking

API-driven open banking infrastructure supporting account access, payment initiation and secure data exchange in line with regulatory frameworks.

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Yearly turnover (USD, mln)
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Years on market
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Clients onboard
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Team worldwide

How We Work

Flexible engagement models tailored to regulated financial environments.

Infrastructure Design

Design of secure and compliant payment infrastructure, including system architecture, data flows and regulatory scope definition.

  • ✓ Architecture & system design
  • ✓ PCI DSS scope definition
  • ✓ Payment flow modelling
  • ✓ Security & compliance planning

Typical Scope

System architecture
Regulatory scope definition
Security requirements
Payment flow documentation

Platform Development

Development of payment processing platforms, APIs and core components built to operate in banking and EMI environments.

  • ✓ Payment & banking APIs
  • ✓ Card processing components
  • ✓ Payouts & account systems
  • ✓ White-label platform development

Key Deliverables

Processing platform
Banking & payment APIs
White-label components
Technical documentation

Operational Support

Ongoing technical and operational support for production payment systems, including monitoring, security and regulatory readiness.

  • ✓ Production system support
  • ✓ Security & fraud monitoring
  • ✓ Compliance & audit support
  • ✓ Performance optimisation

Support Coverage

System monitoring
Incident response
Security oversight
Compliance readiness

Our Technology & Scheme Partners

We collaborate with leading payment schemes and technology providers to deliver compliant, secure and scalable financial infrastructure.

Visa Mastercard Praxis Devcode
Corefy Payneteasy Akurateco BeGateway

What Our Clients Say About FinStruct

We work closely with banks, EMI and fintech companies to design, build and operate secure, compliant and production-ready payment systems.

FinStruct Technologies Ltd

Frequently Asked Questions

Learn more about FinStruct Technologies Ltd, our expertise and how we support banks, EMI and fintech companies worldwide.

What does FinStruct Technologies Ltd do?
FinStruct Technologies Ltd is a fintech technology company delivering secure, scalable and compliant payment infrastructure. We design, build and support payment systems for banks, electronic money institutions and fintech companies operating in regulated environments.
Who are FinStruct’s services designed for?
Our solutions are designed for banks, EMI, payment institutions, PSPs and fintech companies looking to launch, modernize or scale payment services such as card processing, payment gateways, payouts, banking APIs and white-label platforms.
What types of payment solutions does FinStruct provide?
We provide end-to-end payment technology including payment gateways, card processing infrastructure, payouts and disbursements, virtual accounts and IBANs, open banking solutions and fully white-label PSP platforms.
How does FinStruct approach security and reliability?
Security and reliability are built into every layer of our solutions. We design production-ready systems with strong data protection, transaction security, anti-fraud mechanisms, system redundancy and high availability to ensure stable operation of critical financial services.
Does FinStruct support clients after system launch?
Yes. We provide ongoing technical and operational support, monitoring and system optimization. Our team works closely with clients to ensure long-term stability, performance and readiness for growth in evolving regulatory and market conditions.

Customer service

+4916093814667

Mail Address

[email protected]

Office

Ilia Kannaourou 148, Ypsonas 4180, Limassol